If you’re like most of the friends I know, you work hard for what you have. Does that sound about right? But now that you’ve saved up a little cash, I’ve got ask you: Is your money working as hard as you are? Well, is it?

If the answer is no, don’t feel bad. Putting our savings to work is something that isn’t much talked about in society. And I think that’s a shame. The basics are pretty simple, but the outcomes can be very impactful, if you get it all right. Luckily, you’ve come to the right spot.

So would you like to get into the details?

You see, as soon as you start working you should be putting at least 10% of your money aside and saving it for the long term. By investing in a diversified portfolio you can make your earnings earn for you. It’s why Albert Einstein called compound interest the 8th wonder of the world. Don’t you want that kind of genius working for you too?

Once you start earning money, and once you build the habit of savings, you need to start thinking about building the habit of investing. The good news is, today there are lots of online options that can make putting your personal finance on autopilot relatively straightforward. From books, to online calculators, to robo-advisors, wealth management has never been more within reach.

So what’s the best option?

Well, the truth is, there’s no one-size-fits-all answer to your personal finance puzzle. But the key lesson to take away from this online article is that whatever system you choose, you should stick to it.

And you don’t have to do it all at once. Take some time. Shop around. And see for yourself what investing approach you like best for your personality and risk tolerance. It could be a simple passive index portfolio, a professional wealth management solution or your own trend following system. The good news is there are tons of great online resources (like this FinViz trading tutorial).

When you find the right investing system for you, just apply it consistently. Like most things in personal finance, the number one key is once you find a great approach to stick with it. And stick with it. And don’t stop sticking with it.

So whatever you do with your hard-earned savings, just keep putting them to work for you. It’s a better