When you are in search of a quality roofing company, it is important to know whether they are licensed and insured before making a final decision. There are a number of factors that can come into play during the installation and repair of a home’s roof and unless you make the proper choice, you could end up paying more for your remodeling or installation than you had originally intended. Let’s take a closer look at why proper licensing and insurance is so crucial.

Homeowner Liability

Those who decide to save a few bucks by skimping out on this part of the process are leaving themselves open to far bigger expenses over the long haul. If an unlicensed and uninsured roofer happens to injure themselves during the process of working, the homeowner is left holding the bag for all of the resulting medical expenses. Roofing services is some of the most dangerous contracting work known to man and homeowners should consider an uninsured and unlicensed roofer to be a major red flag.

Laws and Ordinances

While these can vary from location to location, the majority of states have put laws in place that prohibit unlicensed and uninsured roofers from working. In most instances, it is against the law for a roofer to work on your home without licensing and insurance. If you decide to break the law and hire a roofer without either, you could be putting yourself at risk of serious fines.

Additional Knowledge

To pass a licensing exam and become fully insured, a roofer must display proof of their formal training, as well as their on the job experience. Hiring a roofer that is licensed and insured assures you of both. Hiring a roofer that is not licensed and insured, on the other hand, means you could be selecting a roofer without formal training and no track record of successful job completion.

Paying For Damages

In some instances, you may end up having to take your roofer to court for additional damages that are caused to the home. Choosing a West Palm Beach roofing company who does not have insurance or licensing means depending on their kindness to pay for any damages that take place during the project, as opposed to waiting for a check from the roofing company that employs them.

Word of Mouth

A roofer that has failed to obtain the correct insurance and licensing will not receive the best word of mouth when it comes to a job well done. Roofers should be able to provide several references and receive positive recommendations from friends and family members who have utilized their services in the past. Word of mouth allows you to hire a roofer with total peace of mind, as opposed to choosing a roofer without any reservations about the quality of their work.